Location: Sedona, AZ / Settings: F.9, ISO 100, 320 seconds
For a shot like this, you'll need a good pair of mostly dark-colored water shoes. After a few unnecessary scrapes and slips you will understand why - I use mine often and I'm always glad to have them on hand for situations like this.
The main challenge here was lining up the shot and getting the colorful sail in the right place - which took a few attempts. I wanted the full reflection in view, so I placed the tripod and camera up as tall as it could go about 25 feet out from my new light-fossil - smack dab in oak creek.